10 Best Crypto Apps For 2022

Updated: Jun 20th, 2022
James Hendy
James Hendy
10 Best Crypto Apps For 2022

Cryptocurrency service providers are consistently looking for new ways to improve the efficiency of how users can buy, sell, and manage digital assets. As a result, there has been an explosion of crypto mobile applications (apps) that allow users to maintain a cryptocurrency portfolio on the go.

However, as competition increases, companies are incorporating more services into each crypto app, which means that finding the right application is no longer a straightforward process.

To help with these decisions, we have reviewed the top crypto apps within the market and outlined the key features of each. Additionally, for those that may be wondering what a crypto app is we have detailed the four main categories of apps and what to look out for when choosing your own.

Best Crypto Apps To Use In 2022

  • Coinbase (best app to buy crypto)
  • Binance (excellent app for features)
  • Nexo (best for earning interest)
  • eToro (suitable app for diversifying)
  • BlockFi (secure app for crypto loans)
  • Gemini (best crypto app for security)
  • KuCoin (good app to trade altcoins)
  • Crypto.com (best to spend crypto)
  • CoinStats (portfolio tracking app)
  • ZenGo (great app for storing crypto)

List of the Top Cryptocurrency Apps: Reviewed

1. Coinbase - Best App For Buying Crypto

Coinbase is a cryptocurrency exchange that is well known for its beginner-friendly design. As a result of its simple user interface, it is an exchange utilized by many investors that are looking to build their first cryptocurrency portfolio. The beginner-friendly ethos has been transferred across to its native mobile application.

Shortly after launching in 2012, the exchange released both iOS and Android versions of its native Coinbase app. Although initially offering users simple functionality, such as the ability to buy and sell a small range of cryptocurrencies. The mobile app has now grown and expanded in line with the wider Coinbase ecosystem which is one of the top crypto exchanges in the world.

The Coinbase app allows users to buy and sell over 100 different cryptocurrencies using multiple fiat currencies including USD, GBP, and EUR. Users can view portfolio values in real-time, track live prices, and access live cryptocurrency news. The app also has crypto price alerts which are very useful for beginners. All services are packaged within a beginner-friendly user interface that is accompanied by useful step-by-step guides. For those needing a little more guidance, the Coinbase app also includes a “Learn and earn” module where users are rewarded for learning about digital assets.

Screenshots of the Coinbase mobile appScreenshots of the Coinbase mobile appScreenshots of the Coinbase mobile app.

Unfortunately, for the comfort that Coinbase offers, the app has slightly higher than average deposit fees, which vary depending on region, product, and payment method. Fiat deposits can be made via bank transfer or cryptocurrencies can be purchased directly using a credit/debit card. Credit/debit card purchases incur a fee of 3.99%.

To offset higher than average purchase costs, Coinbase app users can earn a yield on crypto assets stored within the application. Rewards mechanisms range from simple interest payouts to staking and are dependent on the cryptocurrency involved. Staking rewards have been known to be as high as 5.75% for the top staking coins.

Staking crypto on the Coinbase appStaking crypto on the Coinbase appStaking crypto on the Coinbase app.

The Coinbase app is a simple way to buy Bitcoin, and trade crypto-to-crypto or crypto-to-fiat trading via the Coinbase Pro premium platform. These features are packaged within a separate Coinbase Pro app. Trading fees work on a maker/taker system and start from 0.6% and 0.4% respectively.

Headquartered in the US, Coinbase is fully regulated and, therefore, compliant with all Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) policies, which means that thorough Know-Your-Customer (KYC) documentation is required. However, as security is a top priority, the Coinbase app benefits from a host of features including two-factor authentication and digital asset cold storage.

Finally, for users that run into difficulties, the Coinbase app has several live customer support numbers, including dedicated numbers for the US, UK, Ireland, and India. For more information, see our full review of the Coinbase app.

2. Binance - Best Crypto App For Features

Binance is a world-renowned cryptocurrency exchange that, after sticking to an early decentralized approach, has grown to become the largest cryptocurrency exchange by daily volume. Thanks to the exchange’s ongoing success, Binance has expanded to become one of the most feature-packed platforms in the industry and is well suited to those looking for a single all-in-one platform that covers the majority of services.

HedgewithCrypto Score
HedgewithCrypto Score
4.8/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:0.1%
Country:Global (USA allowed)
Currency:AUD, USD, EUR, GBP, SGD & UGX
Promotion:20% off trading fees
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarStar
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarStar

As part of the exchange’s growth, a mobile application was released shortly after the exchange launched in 2017. The exchange has successfully transferred the majority of features across to Binance’s native app, which means that mobile users can now also enjoy the services on offer.

Like the Binance exchange, Binance app users can buy and sell over 391 cryptocurrencies and trade more than 1,664 cryptocurrency pairs. These pairs are split across the spot, futures, and options markets. Users can also trade with leverage when depositing cryptocurrencies as margin.

Binance is one of the biggest crypto apps in terms of daily volume and liquidity enables the app to offer market-leading rates. The fees for trading cryptocurrencies on the spot and futures markets work on a maker and taker system. The fees start from 0.1% and 0.04% respectively which is ideal for crypto day trading. Moreover, these can be lowered further by either holding a set amount of the exchange’s native cryptocurrency, BNB, paying all fees in BNB, or trading a set amount of volume each month. Although those using USD can deposit via SWIFT bank transfer for free, the fees for depositing other fiat currencies vary based on location and method.

Screenshots of the Binance mobile appScreenshots of the Binance mobile appScreenshots of the Binance mobile app.

After purchase or deposit, all digital assets within Binance’s app can be put to work in Binance’s Earn module. Binance app users can access a range of yield-producing products which include flexible or locked savings accounts, flexible or locked staking services, and access to decentralized finance (DeFi) products such as liquidity farming.

The number of options on the Binance app can seem overwhelming for first-time users, however, the app implements an intuitive user interface and offers direct access to learning material and how-to guides. In addition to a user-friendly interface, customer support can be contacted directly from the Binance app via a native chat system.

Alongside support, Binance implements the latest in security procedures including two-factor authentication, whitelisting addresses, offline cold storage, and real-time monitoring of all app interactions. For more information, see our full review for a complete assessment of the Binance exchange.

Note. Some features may be prohibited for users resident within the US.

3. Nexo - Best App For Earning Crypto Interest

Nexo is a crypto interest platform that boasts more than $12 million worth of assets under management (AUM). The popular crypto lending platform offers a range of investment products for both retail and institutional clients, which are all accessible from the Nexo Wallet app. The app offers the chance to buy and sell over 40 top cryptocurrencies. Cryptocurrencies can be purchased using direct card payments or by depositing fiat currencies, such as USD, GBP, and EUR, via wire transfer. While crypto-to-crypto exchanges are free, there may be a small charge for crypto purchases.

HedgewithCrypto Score
HedgewithCrypto Score
4.7/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:None
Country:Global (USA allowed)
Currency:USD, GBP, AUD, EUR & 36 others
Promotion:$25 Bitcoin for >$100 deposit
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarEmpty Star

After deposit or purchase, all digital assets can then be stored within Nexo’s Wallet app and will automatically accrue interest which compounds daily. APYs range from 1% all the way up to 12% for some stablecoins and is one of the best crypto interest platforms for high yields. All reward payouts are distributed in the cryptocurrency deposited unless a user opts to receive payments in the native token, NEXO, which can increase rewards by 4%.

To encourage the use of the NEXO token, the company has integrated a native loyalty program that can enhance features within the mobile app. Starting from the Base level, tiers increase through Silver, Gold, and Platinum. A new tier is reached as the percentage of NEXO tokens within a portfolio increases, with each new tier bringing higher APYs and lower APRs.

Screenshots of the Nexo mobile appScreenshots of the Nexo mobile appScreenshots of the Nexo mobile app.

Nexo also offers flexible crypto-collateralized loans. 38 different cryptocurrencies can be used as collateral, while loans can be received in over 40 different fiat currencies and stablecoins. Annual percentage rates (APRs) start from 0% for Gold and Platinum tier users but can reach a maximum of 13.9%. The management of all loans-to-value ratios and repayments can be accessed from the Nexo app.

The final service accessible from the Nexo Wallet app is the Nexo Card. Unlike other top-rated crypto cards, Nexo’s Mastercard allows users to keep digital assets even while purchases are made. By using an investor’s portfolio as collateral, Nexo offers instant credit lines which start at 0% APR, which then allows repayments to be completed at a later stage. Minimum repayments are not required and forex conversions are free.

All products and services offered within the Nexo Wallet app are compliant with regulatory laws enforced by the US, Canada, Switzerland, Hong Kong, and Lithuania. The app is partnered with the international custodian BitGo. That is, all funds are stored within military-grade offline facilities and a $375 million insurance policy is on standby in case problems occur. Customer support is provided via detailed help center guides and through Nexo’s online ticketing system.

4. eToro - Best Crypto App For Diversification

eToro is known as the “social trading platform” and was first launched in 2007. As a result of its social focus, the brokerage has become an easy-to-use and community-driven platform within the cryptocurrency industry. Although eToro initially introduced retail investors to stocks, ETFs, indexes, commodities, and forex, the platform added the ability to buy and sell cryptocurrencies in February 2017. From there, the ability to trade cryptocurrencies was also added to eToro’s mobile app, which was originally launched in 2012.

HedgewithCrypto Score
HedgewithCrypto Score
4.6/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:Spread only
Country:Global (USA allowed)
Currency:USD, GBP, EUR, AUD
Promotion:None available at this time
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarEmpty Star
Visit eToro

AFSL 491139.Capital at risk. See PDS and TMD.

Read our full eToro Review

eToro’s mobile app now supports over 50 of the top cryptocurrency assets. Despite a lower range of cryptocurrency support, the platform’s app has become popular thanks to its unique copy trading feature. Known as CopyTrader, for depositing a minimum amount of $200, investors can copy the positions of top traders in real-time. The broker claims that an average yearly profit of 30.4% was achieved from the platform’s top 50 traders in 2021. In addition to CopyTrader, users can also share investment ideas, test investing techniques with virtual currency and earn crypto staking rewards.

Screenshots of the eToro mobile appScreenshots of the eToro mobile appScreenshots of the eToro mobile app.

As a cryptocurrency brokerage, eToro’s fees are slightly higher than competitors. Unlike Binance which matches buyers with sellers, eToro is a cryptocurrency broker that fulfills the other side of all trades placed. All liquidity is then managed with third-party institutions. As a result of taking on this risk, eToro charges a flat fee of 1% for all cryptocurrency purchases, plus a market spread that varies depending on the cryptocurrency. eToro is also suitable for new traders that want to learn how to trade with its crypto demo trading app before using real funds.

With multi-asset functionality, eToro’s app allows users to buy and sell not only cryptocurrencies, but also stocks, indices, ETFs, commodities, and currencies. With the added benefit of earning yield on some cryptocurrency assets, eToro is a top app for those seeking to gain exposure to a range of financial markets.

5. BlockFi - Best App For Crypto Loans

BlockFi is a cryptocurrency lending and savings platform aiming to bridge the gap between traditional finance and blockchain technology. The service provider offers a range of savings and investment products. Launched in 2017 and headquartered in the US, BlockFi is backed by a host of reputable companies including Galaxy Digital, Coinbase Ventures, and Fidelity.

BlockFi’s mobile app offers access to a plethora of features that can be accessed on the go. Over 20 of the top cryptocurrencies from the markets can be purchased, sold, or traded through a BlockFi Trading Account. For all purchases or sales, BlockFi completes the other side of all transactions and, therefore, implements a market spread of +/- 1% which is automatically included within each exchange rate. Once purchased, all digital assets can then be stored within BlockFi’s wallet and managed from the app.

Alternatively, investors can transfer assets to a BlockFi Interest Account, which allows cryptocurrencies to earn interest for holding assets within the account. Cryptocurrencies are loaned to third parties, which allows BlockFi to offer investors APYs as high as 11%. When funds need to be removed, users are entitled to 1 free crypto withdrawal per month and then are charged a flat rate for any subsequent withdrawals. In short, BlockFi's interest account is one of the best crypto apps for HODLing.

Screenshots of the Blockfi mobile appScreenshots of the Blockfi mobile appScreenshots of the Blockfi mobile app.

If an investor wishes to access liquidity, BlockFi mobile app lets users to leverage an existing portfolio to access USD loans at APR rates as low as 4.5%. For each loan, all collateral provided must adhere to a 50% loan-to-value ratio, which can be managed from the BlockFi app. For any issues that arise, the customer support team helpline is open from 09:30 to 20:00, Monday to Friday from 09:30, or an online ticketing system can be used.

Note. While BlockFi Trading Accounts can be accessed within the US, BlockFi Interest Accounts are not accessible to US residents.

6. Gemini - Best Crypto App For Security

Gemini is a cryptocurrency exchange that was first launched in 2015. Founded by the Winklevoss twins, the founders have consistently placed a heavy focus on providing an exchange that offers industry-leading safety. As a result, the exchange has worked closely to implement and suggest new crypto-focused regulations within the US. The same security ethos can also be witnessed within the Gemini application on iOS and Android devices.

HedgewithCrypto Score
HedgewithCrypto Score
4.6/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:0.5%
Country:Global (USA allowed)
Currency:USD, GBP, EUR, CAD, SGD, HKD & AUD
Promotion:None available at this time
Ease of useStarStarStarStarStar
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarEmpty Star

Gemini’s app allows users to buy and sell over 65 top cryptocurrencies and store them within the application. All portfolios are updated in real-time and can be tracked on the go. Importantly, all users of the Gemini app can enjoy the same security steps that have been implemented for the online exchange which makes it one of the safest apps to buy crypto. For example, two-factor authentication is implemented as a standard, users can whitelist withdrawal addresses, and all funds are stored within multi-signatory cold storage facilities.

Screenshots of the Gemini mobile appScreenshots of the Gemini mobile appScreenshots of the Gemini app.

Although Gemini users can enjoy the freedom of purchasing cryptocurrencies on the go and enhanced security, those benefits do come at an additional cost. All in-app purchases incur both a standard transaction fee, which is a maximum of 1.49% for USD purchases, plus an additional convenience fee of 0.5% for completing a mobile purchase. This means that the fees for making purchases using Gemini’s app are higher than the desktop version. By comparison, Gemini app fees are also higher than competitors such as Binance and Crypto.com app.

Gemini is one of few trading apps for crypto that holds a license from the New York Department of Financial Services (NYDFS). The crypto app is also registered with the Financial Conduct Authority (FCA) in the UK and the Monetary Authority of Singapore (MAS). To assist with compliance, Gemini’s customer support can be accessed directly from the Gemini app, which receives requests through an online ticketing system.

7. KuCoin - Best App For Trading Altcoins

KuCoin, also known as the “People’s Exchange” is a popular cryptocurrency trading exchange app, particularly when it comes to altcoins. After launching in 2017, KuCoin focused on becoming an exchange dedicated to crypto-to-crypto transactions. Due to the success of the platform, KuCoin has since expanded to offer users the ability to purchase cryptocurrencies, trade derivatives, earn staking rewards, and access an NFT launch platform. While some features such as staking and NFTs are limited to the online website, the majority of trading features can be accessed through a mobile version which was launched in 2018.

HedgewithCrypto Score
HedgewithCrypto Score
4.6/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:0.1%
Country:Global (USA not allowed)
Currency:USD, GBP, EUR, CNY & 40 others
Promotion:10% off trading fees
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarEmpty Star

The KuCoin app can be used to purchase cryptocurrencies via the native peer-to-peer (P2P) marketplace or through third-party on-ramp providers, such as Simplex. Over 50 different fiat currencies are supported including GBP, EUR, and USD. Funds held within KuCoin’s native wallet can then be viewed via the app. Digital assets can be moved on the app from the main wallet to either the spot, margin platform, or futures wallets depending on an investor’s trading strategy. All prices are updated in real-time within the app, which means that investors can have a clear understanding of portfolio value at all times.

The app offers access to thousands of spot and futures markets that can be accessed on the move. With over 600 cryptocurrencies listed, KuCoin has become well known as one of the best crypto apps when it comes to trading altcoins. In addition to the wide variety of altcoins listed, KuCoin offers extremely low trading fees in comparison to competitors. Spot trading fees on the platform start from 0.1%, while futures trading fees start from 0.06%. There are also no deposit or withdrawal fees other than the cost of transferring cryptocurrencies across the associated blockchain. Platform fees can be lowered even further by holding the native KCS token.

Screenshots of the Kucoin mobile trading appScreenshots of the Kucoin mobile trading appScreenshots of the Kucoin mobile trading app.

KuCoin is also widely known for its competitions and prize giveaways, which are advertised and accessible via the mobile app. Unfortunately, KuCoin is not licensed to operate in the US but is available in the majority of other countries worldwide.

Like all other crypto exchanges, KuCoin implements the latest in security which includes multi-factor authentication, the encryption of all data, and, uniquely, the creation of a separate password for all trading accounts. Support can be accessed directly from the KuCoin app either via a native online chat service or a ticketing system.

8. Crypto.com - Best App For Spending Crypto

Crypto.com was developed with the aim of becoming the world’s first cryptocurrency bank. With that vision in mind, the company has grown extensively since its 2016 launch and now hosts an expansive range of cryptocurrency services and products. For those interested in Crypto.com, the company offers access to most services through 3 independent Crypto.com applications. To simplify the user experience, products and services are split between the Crypto.com App, the Crypto.com Exchange, and the Crypto.com DeFi Wallet.

HedgewithCrypto Score
HedgewithCrypto Score
4.5/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:None (3.5% surcharge for credit card)
Country:Global (USA Allowed)
Currency:250+
Promotion:None available at this time
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarEmpty Star
FeesStarStarStarStarEmpty Star

The Crypto.com App is composed of both a Crypto and Fiat Wallet. Cryptocurrencies can be purchased or sold using funds held within each wallet or through third-party credit/debit card services. The app is one of the best ways to buy crypto with a debit card and is available to users in many countries. Moreover, the app is well-known for buying crypto with zero fees and at true cost.

On the exchange, the fees for fiat-to-crypto or crypto-to-crypto exchanges start from 0.4% and credit/debit card purchases incur a charge of 2.99%. Importantly, all fees are listed before any purchase is completed. For those looking to complete more frequent crypto-to-crypto trades, users may prefer to download and transfer assets to Crypto.com’s Exchange app.

Screenshots of the Crypto.com app to buy cryptoScreenshots of the Crypto.com app to buy cryptoScreenshots of the Crypto.com app to buy crypto.

Accompanying the Crypto and Fiat Wallets is Crypto.com’s Earn module, which is one of the top crypto interest apps alongside Nexo. It allows investors to can earn between 1% and 14.5% APY on 49 top digital assets. To access the highest rewards investors must hold over $40,000 worth of CRO tokens within the Crypto.com App and lock away digital assets for a maximum of 3 months. Rewards are also tiered based on volume, with only the first $30,000 receiving the highest APYs.

Moreover, Crypto.com has one of the best staking platform apps to delegate coins and earn staking rewards. This works in a similar manner to lending where the users deposit or hold their assets on the app which are moved to a staking pool. For contributing to the governance and processing transactions on the coin's respective blockchain, the rewards are distributed proportionally to staking participants.

Holding set amounts of CRO within the Crypto.com App also entitles a holder to apply for a Crypto.com Visa Card. There are currently 5 tiers of cards to choose from, which offer a range of benefits such as cashback rewards up to 8%. Unfortunately, rewards and perks for the Visa Card were lowered in 2022. However, the crypto prepaid card linked to the app is an excellent way to spend crypto at VISA accepted retailers.

Screenshots of the Crypto.com app productsScreenshots of the Crypto.com app productsScreenshots of the Crypto.com app products.

As a US-regulated company, Crypto.com implements a security-first approach. The majority of cryptocurrency assets held within the Crypto.com App are held in cold storage, which is also covered by a 750 million insurance policy. The App can also be secured by multi-factor authentication and is protected by the latest encryption technology. If there are ever any issues, users can contact a 24/7 customer support team via the Crypto.com App chat feature which boasts a reply time of less than 5 hours.

9. CoinStats - Best App For Portfolio Tracking

CoinStats is a leading cryptocurrency portfolio tracker built for mobile devices. Accessible via either Google Play or Apple’s App Store, the CoinStats app was originally launched as a pure portfolio tracker, however, the application has since expanded to include a more extensive range of services for crypto investors. Although the range of services has expanded, CoinStats has not lost its original routes and remains one of the best portfolio trackers in the industry, offering integration with multiple exchanges and wallets.

HedgewithCrypto Score
HedgewithCrypto Score
4.5/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:N/A
Country:Global (USA allowed)
Currency:N/A
Promotion:None available at this time
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarStarStar
FeesStarStarStarStarEmpty Star

CoinStats allows investors to connect to a vast range of applications that host or store digital assets. By facilitating connections with multiple wallets, the CoinStats app then uses real-time prices to accurately value an investor’s crypto portfolio. The app can then break down that portfolio into individual platforms or individual coins if required. If enabled, users can even use the CoinStats app to execute trades on exchanges through an API.

The crypto phone app can be downloaded and linked to 3 exchanges or wallets on the free account. The number of exchange and wallet connections can be increased to $3.49 per month with CoinStats Pro. This allows for 10 exchanges and wallets to be integrated and track 1,000 transactions. For serious crypto traders, there is a premium version for unlimited links to crypto exchanges and wallets.

Screenshots of the CoinStats mobile appScreenshots of the CoinStats mobile appScreenshots of the CoinStats mobile app.

While some additional flexibility requires a monthly fee, there are several other features hosted within the CoinStats app that can be accessed by all users. These include a DeFi-focused non-custodial CoinStats Wallet and a cryptocurrency news portal. The native CoinStats Wallet can be used in conjunction with CoinStats’ DeFi Swap protocol which is a decentralized exchange service powered by the 1inch Network.

With regards to security, all API data from exchanges and wallets are kept within Amazon Web Services IT infrastructure and are kept separate from personal information. The APIs to wallets and exchanges can be made without withdrawal access and users can enable a password lock for the CoinStats app. For any problems, users can contact customer support via CoinStat’s native chat service which boasts a reply time of less than 1 day.

10. ZenGo (Best App For Storing Crypto)

ZenGo is a unique crypto wallet that was developed to offer users a non-custodial mobile wallet to be used for the secure storage of digital assets. However, ZenGo goes far beyond its original vision. Users of ZenGo can now buy and sell digital assets, earn interest, connect to NFT and DeFi applications, and also use the app to get their salary paid in crypto.

HedgewithCrypto Score
HedgewithCrypto Score
4.2/5Our ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
StarStarStarStarEmpty Star
Trading Fees:Up to 5.99%
Country:Global (USA allowed)
Currency:USD, EUR & GBP
Promotion:None available at this time
Ease of useStarStarStarStarEmpty Star
ReputationStarStarStarStarEmpty Star
Deposit methodsStarStarStarEmpty StarEmpty Star
FeesStarStarStarEmpty StarEmpty Star

BZenGo focuses on providing a safe crypto wallet app to store digital assets. Unlike most crypto apps that use two-factor authentication (2FA), ZenGo employs 3FA. It involves a unique email link that is sent to a user’s email upon login, a recovery file that is stored locally on a user’s device, and a biometric face scan that is used as a private key.

The crypto wallet app is compatible with multiple blockchains, which means that over 100 different cryptocurrencies can be stored. Of those 100 cryptocurrencies, over 30 can also be purchased or sold directly inside the app. All purchases are facilitated by the third-party provider, Banxa, which charges a gateway fee of 1.99%. As ZenGo is a secure non-custodial wallet, assets can then be conveniently stored within the app, which removes the need to transfer assets to a separate third-party wallet application.

ZenGo mobile wallet screenshotsZenGo mobile wallet screenshotsZenGo mobile wallet screenshots

With the assets held on the ZenGo app, users can open a crypto interest account, which offers APYs up to 8%. The crypto interest accounts accessible via the app are provided through a partnership with the cryptocurrency lending platform, Nexo. While the majority of assets deposited into crypto interest accounts are loaned to Nexo for yield earning opportunities, ZenGo app also offers crypto staking for certain Proof-of-Stake cryptocurrencies, such as Tezos (XTZ).

Alternatively, the app lets users can trade cryptocurrency assets across chains. With multichain functionality, the number of wallets required for performing multi-chain swaps can be reduced. Unlike using an exchange such as Binance or Coinbase, funds remain under the custody of a user at all times. With the assistance of the open-source protocol WalletConnect, ZenGo app users can connect directly to NFT and DeFi applications within the crypto ecosystem.

Viewing crypto transactions on Zengo appViewing crypto transactions on Zengo appViewing crypto transactions on Zengo app.

The plethora of features bolted on to ZenGo makes it one of the most useful crypto apps within the market. Its clean user interface and impressive chat response time of under 2 minutes allow users to store and manage digital assets extremely efficiently. In short, ZenGo offers one of the top crypto wallet apps that can do more than store assets.

Best Apps For Cryptocurrency Compared

For an overview of the top apps for the cryptocurrency market, see how we rated our picks in the comparison table below.

ExchangeCrypto AssetsTrading FeesRatingPromotionWebsiteReview
Coinbase Logo

Coinbase

1460.5%
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.8/5
StarStarStarStarEmpty Star
$5 BTC bonus (USA only)Visit Coinbase

Coinbase Review
Binance Logo

Binance

3970.1%
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.8/5
StarStarStarStarEmpty Star
20% off trading feesVisit Binance

Binance Review
nexo

Nexo

40+None
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.7/5
StarStarStarStarEmpty Star
$25 Bitcoin for >$100 depositVisit Nexo

Nexo Review
eToro

eToro

200+Spread only
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.6/5
StarStarStarStarEmpty Star
None available at this timeVisit eToro

eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. Archived, "Virtual currencies are highly volatile. Your capital is at risk."

eToro Review
blockfi

BlockFi

13None
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.6/5
StarStarStarStarEmpty Star
Get up to $250 Bonus in BitcoinVisit BlockFi

BlockFi Review
gemini exchange

Gemini

26+0.5%
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.6/5
StarStarStarStarEmpty Star
None available at this timeVisit Gemini

Gemini Review
KuCoin

KuCoin

600+0.1%
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.6/5
StarStarStarStarEmpty Star
10% off trading feesVisit KuCoin

KuCoin Review
Crypto.com Logo

Crypto.com

250+None (3.5% surcharge for credit card)
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.5/5
StarStarStarStarEmpty Star
None available at this timeVisit Crypto.com

Crypto.com Review
CoinStatsCoinStats

CoinStats

N/AN/A
RatingOur ratings take into account the ease of use, fees, deposit methods along with the exchange's reputation. All ratings are determined solely by our editorial team.
4.5/5
StarStarStarStarEmpty Star
None available at this timeVisit CoinStats

zengozengo

ZenGo

70+Up to 5.99%
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What Is A Crypto App?

A crypto app is a software application that aims to simplify a particular crypto-focused service for mobile users. While early crypto apps may have served one purpose, it is now not unusual to see crypto apps combine a range of services to provide an all-in-one platform. The most commonly used apps are for crypto exchanges, crypto wallets, portfolio trackers and crypto lending platforms.

Types of Cryptocurrency Apps

  • Crypto exchange apps. The most common type of crypto app that allows users to convert fiat currencies such as USD and GBP into a range of digital assets or swap for another crypto. To increase the convenience and accessibility for the user, these platforms will include their full services into a crypto app so that transactions can be completed on the move.
  • Crypto wallet apps. There are several crypto wallets dedicated to mobile use. Crypto wallets offer protection for digital assets and allow users to store private keys that are required to unlock digital assets for transfer across a blockchain. While cold storage hardware wallets remain the most secure option, crypto app wallets are now an excellent bridge between security and convenience.
  • Crypto portfolio tracking apps. A type of app that can track investment portfolios in real-time. This is achieved through the use of application programming interfaces (APIs), which create a connection between the portfolio tracker app and any application that is storing digital assets, such as an exchange or hardware wallet. While portfolio tracker apps can be used as a single dashboard to control cryptocurrency trading, most investors use tracking apps as a way to collate a crypto portfolio using only readable data.
  • Crypto lending and savings apps. These apps are offered by financial companies that try to bridge the gap between the traditional and cryptocurrency worlds. Developed using the familiarity of traditional banking, most crypto lending companies offer users the ability to earn interest on digital assets and borrow crypto-backed loans. Some now also offer the ability to spend cryptocurrencies with crypto-backed Visa cards. Interest earning accounts, loans, and crypto spending can often be managed from a native crypto lending app.

What To Look For When Choosing A Crypto App?

Crypto apps serve many purposes and, therefore, each app must be chosen based upon an individual’s personal needs. However, there are also certain factors to look out for that are generic across all crypto-focused mobile applications.

  • User-friendliness. The cryptocurrency industry can be a complete unknown to many investors. As a result, any crypto app needs to be intuitive and easy to understand. This involves providing clear instructions and advice.
  • Security. As digital assets, cryptocurrencies are extremely vulnerable to attack and as a large percentage of assets are stored online, there have been hundreds of breaches over cryptos' short history. Finding a crypto app that implements top security procedures is extremely important. Remember to look out for simple security measures such as two-factor authentication (2FA) and email notifications.
  • Supported cryptocurrencies. Regardless of the service required from a crypto app, the application needs to support the range of cryptocurrencies that are of interest to each investor. All supported cryptocurrencies should be clearly listed within the app’s associated website.
  • Fees. The majority of crypto apps can be used entirely for free. However, many of the services offered by an app are likely to incur a charge. All fees should be checked, understood, and compared against competitors.
  • Customer support. Things go wrong all of the time, particularly when a user is not familiar with the cryptocurrency industry. This is why it is important to check what customer support is offered by a crypto app. Is customer support available 24/7?
  • Reputation. Most crypto apps quickly build a reputation - whether good or bad. This is best verified by looking at past reviews. Reviews and insights can be checked online or within the Google Play or Apple App stores. Look for a crypto app that is liked and respected by the majority of users.

Frequently Asked Questions

Yes, but a thorough security check should always be completed. Security is regarded as a key priority by top crypto apps which means that the majority of applications are safe to use. However, safety can be improved by individuals by following strict measures such as enabling two-factor authentication (2FA) and not sharing private key information.

The majority of crypto apps are freely accessible. Typically, it is the services provided within each crypto app, such as the purchase and sale of cryptocurrencies or trading, that may incur a charge. It is important to research all fees associated before using a cryptocurrency application.

The accessibility of crypto apps will vary depending on each company. For example, due to the strict financial regulations within the US, many apps may not be available within the country. Likewise, crypto apps that have been created within the US, may not offer services to residents outside of the US.

Conclusion

Crypto apps have become an extremely important and convenient method for accessing the majority of services that crypto investors and traders need. Crypto-focused service providers, whether exchanges, wallets, trackers, or lending platforms, typically package services into a mobile application that provides convenience for users on the move. While some apps may not host all of the features accessible via web-based platforms other companies have moved to a purely app-based future.

When choosing a crypto app, remember to review factors such as security, fees, and reputation, and try to test the user-friendliness of the application if possible. Check the experiences of past users to make sure an app does exactly what it should. A crypto app should make crypto services more efficient without limiting ease of use or security.

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James HendyJames HendyJames Hendy

James has been involved in the cryptocurrency markets since 2018. He is a sought-after crypto writer that has published works for many cryptocurrency exchanges, fintech platforms, financial publications and investment disruptors worldwide. James work has been featured on the comparison website Finder and Real Vision covering topics in finance, business and the global economy.

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