Changelly Review: Is It Still Safe & How It Works

Changelly is one of the most popular crypto exchanges in the world that is widely known for their instant crypto-to-crypto service. The platform offers competitive trading fees and has over 150 cryptocurrencies available to exchange. 

The crypto swap platform has gained the trust of users over several years by providing a stable, transparent, fast and user-friendly interface to swap crypto assets quickly to another and also buy crypto with a debit or credit card.

In this Changelly review, we will provide an overview and assessment of the digital asset trading platform to help you gain an appreciation of its features, user-interface and trading fees. While we aim to always provide you with accurate information, we suggest that you visit their site from time to time in case some updates occur afterward.  

changelly website

How Does Changelly Work?

Changelly uses a trading algorithm that integrates into some of the largest cryptocurrency exchanges today to aggregate the best crypto rates, such as Binance, Poloniex and Bittrex.

The platform searches for and uses the best available rate to display on the user interface and locks in the price until the user completes the transaction and confirmed on the blockchain. Changelly users are therefore able to swap crypto at the best possible prices.

how changelly works

Changelly Compared

Beginner friendly and ease of use are an important features on Changelly. This comparison table lists other popular crypto exchanges that allows users to swap crypto instantly using a simple to use website.




Our review




4.15 / 5


0.5% - 1.5%

4.15 / 5


No additional fees

4.10 / 5

Is Changelly Legit?

Changelly is a legit crypto exchange service that has been operating since 2015. The online crypto platform has gained the trust of users from all over the world and continues to grow. The Changelly platform and its mobile app attract over a million visitors monthly according to its website.

Is Changelly Safe?

Changelly is a safe cryptocurrency exchange that is non-custodial. Users’ funds are NOT stored by the online platform which could otherwise be hacked or compromised. User accounts can be secured with 2 Factor Authentication to provide additional account security and safety.

Changelly Registration & Login

To create an account with Changelly, follow these steps:

  1. Visit
  2. Click on the 'Sign Up' button at the top right-hand corner
  3. Enter in your email and set a strong password
  4. Verify your email address
  5. Login using your credentials
changelly sign up

How To Swap Crypto Using Changelly

The process to exchange cryptocurrency on Changelly is straightforward and simple. On the homepage, there is a widget on the right to get started. Simply select the cryptocurrency that you want to sell using the drop-down menu. Once you have entered in the sell amount, choose the cryptocurrency you want to purchase.

The amount of cryptocurrency you will receive will automatically calculate based on whether you have chosen a floating or fixed rate. Once you have checked the details, click on 'Exchange Now' to enter your cryptocurrency hardware wallet address as shown below.

changelly trade cryptocurrency

Next, you will need to enter in your wallet address where you will receive the cryptocurrency. Make sure that your hardware wallet can support the cryptocurrency before completing the transaction.

For example, if you want to purchase Ethereum, you will need to enter in your Ethereum address, not Bitcoin or another crypto. Otherwise, you could lose all of your coins. Once you are satisfied with the order, accept the T&Cs and click on 'Next Step'.

changelly confirm order

Now all you need to do is complete the payment by sending the cryptocurrency you want to exchange or swap to the address. Once the order is completed, the cryptocurrency will be sent to your hardware wallet within approximately 5-30 minutes depending on the blockchain load.

Buy Crypto With A Debit Card Or Credit Card Using Changelly

Changelly users are able to purchase crypto with a debit card or credit through MoonPay, Simplex or Indacoin. To buy crypto with a debit card, follow these simple steps:

  1. Choose your currency from the widget (e.g. USD, GBP or EUR)
  2. Enter the amount of fiat you want to spend and select the crypto you want to buy
  3. Review the rate displayed and the amount of crypto you will receive  
  4. Type in your cryptocurrency wallet address  
  5. Fill in your personal, billing, residential address and bank card details
  6. Enter in the verification number sent to your mobile phone
  7. Submit identification information to prove your identity
  8. Complete the transaction and receive the crypto in your wallet

The whole process takes about 7 mins from start to finish. You should check your Bitcoin wallet to ensure the transaction has successfully completed. Watch the video below for a step-by-step video tutorial on how to buy crypto with a debit card using Changelly.

Do You Need To Complete Account Verification?

Yes, if you are using Changelly for the first time to purchase cryptocurrency, then you will need to prove your identity in accordance with Know-Your-Customer (KYC) protocols. The verification process takes approximately 30 minutes to complete.

To verify your account, the following documents can be uploaded: 

  • International passport
  • National ID card
  • Driving license

What Are Changelly Fees?

Exchange fees need to be evaluated before deciding to use a cryptocurrency exchange. This is important when swapping a large amount of crypto to another crypto. 

Trading Fees

Changelly applies a flat 0.25% trading fee to all crypto trades. 

Deposit & Withdrawal Fees  

Changelly does NOT charge cryptocurrency deposit or withdrawal fees. There is a minimum network fee that is determined by the blockchain. This fee varies depending on the network load and for each crypto coin.

Debit & Credit Card Fees

If you purchase cryptocurrency using a debit or credit card will carry additional fees of approximately 5% depending on the service provider that you use (e.g. Simplex, MoonPay and Indacoin) plus a 2.5% Changelly fee.

The same fee applies if you sell crypto back into fiat currency or transfer to a bank account.

Frequently Asked Questions

What Cryptocurrencies Does Changelly Support?

Changelly supports over 150 cryptocurrencies including the major digital currencies such as Bitcoin, Ethereum, Litecoin, Ripple, EOS, Stellar, Monero and many more. Changelly is continually adding support for new altcoins that you may not be aware of that are gaining popularity in the blockchain space.

To find out the full list of supported cryptocurrencies, you can visit the 'Supported Currencies' page.

What Is The Changelly Referral Program?

Changelly offers an affiliate program that rewards its users with 50% of the commission fees for each transaction. To be eligible for the referral program, you need to sign up for a Changelly acccount and share your referral link.

All commissions that are earned through the Changelly affiliate program are paid in Bitcoin (BTC).

What Countries Are Supported On Changelly?

Changelly is global online cryptocurrency services that are available to users in almost all countries worldwide including the United States, UK, Australia, Europe and Canada. The platform is often reviewed as one of the best cryptocurrency exchanges in the US to buy crypto with a debit or credit card.


To conclude our Changelly review, the ease of use and simple to use interface makes its an attractive online crypto exchange to convert digital currencies. The whole process to trade crypto or purchase crypto using a debit card only takes a few minutes.

Also, since Changelly does not store any crypto assets, it can be considered to be a safe crypto exchange to use. However, the trading fees to purchase crypto using debit cards can be as high as 7.5% of the total amount. Compared to other fiat-to-crypto exchanges that allow you to buy crypto with a credit card, this is quite high.

In summary, we think Changelly is a legit online crypto platform that you should consider using.

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You Might Also Be Interested In:

If there are other cryptocurrency exchanges that you want us to review, leave us a comment.

It's important to use a global and trustworthy crypto exchange to buy, trade and sell Bitcoin and cryptocurrencies. There are several exchanges that have been hacked or had client funds stolen. The following cryptocurrency trading exchanges - in addition to the above exchange - are well known and trusted to provide a safe and secure way for beginners and professional crypto traders to deposit fiat currency and purchase digital assets. 

  2. Kucoin
  4. SwapSpace
  5. ChangeNOW
  6. Binance
  7. OKex
  8. Bitit
  9. WazirX
  10. Bityard



Ease of use




Deposit methods







  • Trusted and well known
  • Quick and easy to register
  • User-friendly interface to swap crypto assets
  • Competitive trading fees
  • Send crypto directly to hardware wallet


  • Need to complete KYC
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Kevin is the founder of hedgewithcrypto and is passionate about blockchain technology. He has been involved with Bitcoin since 2016 after discovering it's potential as an alternative to fiat currency. He is also a trader with over 8 years of experience and is now trading crypto using various platforms. Now, he is focussed on helping others learn about cryptocurrencies via hedgewithcrypto.