In the United States of America (USA), there are many cryptocurrency exchanges available for residents to purchase digital assets. It can be a difficult task for beginners to find an exchange that's the right fit with so many options. We have reviewed 60+ exchanges and will list our top rated and best crypto exchanges for the US so you can make an informed decision.
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Best Cryptocurrency Exchanges USA
Based on our reviews, these are the best crypto exchanges in the US:
- Coinbase (high quality, trustworthy exchange)
- Binance (world-class crypto exchange for altcoin trading)
- FTX.US (best US exchange for leverage trading)
- eToro (popular social trading platform for crypto)
- Kraken (best exchange for safety and security)
- Gemini (good reputation, competitive fees, OTC desk)
- Crypto.com (leading crypto app and trading platform)
- CEX.IO (best for beginners, supports credit cards)
- Changelly (fast, instant platform to swap coins)
- Swan Bitcoin (best for DCA)
- Coinmama (secure and reliable)
Crypto Exchanges In The USA: Comparisons
This comparison guide provides an overview of the best USA cryptocurrency exchanges to buy, trade and sell Bitcoin and other altcoins. Our assessment is based on thorough research into the platform's features, trading pairs, payment options, supported currencies, trading fees, customer support and security methods.
Exchange | Crypto Assets | Fees | Rating | Review | Promotion | Website |
|---|---|---|---|---|---|---|
 Binance | 200+ | 0.1% | 4.8/5 | 10% off trading fees | ||
 Coinbase | 37 | 0.5% | 4.7/5 | $5 BTC bonus (USA only) | ||
 FTX.US | 100+ | -0.025% / 0.075% | 4.6/5 | 5% off trading fees | ||
 eToro | 16 | Spread only | 4.6/5 | None available at this time | Your capital is at risk | |
 Kraken | 47 | 0.16% / 0.26% | 4.6/5 | None available at this time | ||
 Gemini | 26+ | 0.5% | 4.6/5 | None available at this time | ||
 Crypto.com | 80+ | 0.2% | 4.5/5 | None available at this time | ||
 CEX.IO | 31 | 0.25% / 0.16% | 4.2/5 | None available at this time | ||
 Changelly | 160+ | 0.25% | 4.15/5 | None available at this time | ||
 Coinmama | 7 | 2% - 3.9% | 3.9/5 | None available at this time |
Note that some exchanges require you to own a Bitcoin wallet such as a Ledger Nano X. If you don't have a wallet, read our guide on cryptocurrency hardware wallets.
Top Crypto Exchanges USA: 2021 Reviews
1. Binance
Binance is one of the best crypto exchanges in the world that offers a place to buy, trade and sell more than 200 digital cryptocurrencies. The platform has seen a meteoric rise to become the most popular crypto trading exchange with the highest daily trading volume. The exchange supports residents in the US to buy, trade and sell cryptocurrencies using US Dollars.
Binance is #1 for trading volume and liquidity.
Binance is the best cryptocurrency exchange to buy, trade and sell crypto in our opinion. The fees between 0% and 0.1% are one of the cheapest rates for buying and selling crypto compared to other exchanges. Binance exchange also offers a wide range of financial services and advanced features that include:
- Allows users to buy crypto using a wide range of fiat currencies
- Supports multiple payment methods such as bank deposit and credit/debit card
- Basic and advanced trading charting to suit users of varying skill
- Margin trading platform to trade crypto with leverage
- Derivatives and leverage tokens
- A secure Binance wallet to store cryptocurrency assets
- Binance offers a saving accounts to earn interest on crypto
- Crypto loans and Binance staking pools
- Binance VISA Card to covert and pay with crypto
Features:
overall
Ease of use
Reputation
Deposit methods
Fees
2. Coinbase
Coinbase is headquartered in San Francisco, California and is considered as the best US crypto exchange. It is currently the largest cryptocurrency trading platform in the United States by trading volume with over 20 Billion in total trading volume. Coinbase is also one of the safest cryptocurrency exchanges with no reported hacks or compromises of the security systems and wallets resulting in any loss of funds due to criminal activity.
Coinbase has revolutionized the digital currency environment by providing a simple, reliable and easy to use platform. Individuals and institutions in the USA can buy, trade, store and sell digital assets such as Bitcoin, Ethereum XRP, Litecoin, Bitcoin Cash and many others. Being American based, the crypto exchange supports US Dollars as payment.
Once a Coinbase account is created and verified, residents in the US can choose a payment method to fund their wallet such as debit card for small investments, wire transfer for large investments, or bank account transfer which takes a couple of days to process. A major benefit of using Coinbase is that funds stored online are covered by an insurance policy.
Features:
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3. FTX
FTX.US is a cryptocurrency derivatives exchange that is available in the United States for traders that want to take advantage of digital currencies with leverage. The platform differentiates itself from its competitors by offering a wide variety of indices and leveraged tokens that can be traded on the futures or options market. FTX is known for creating the world’s first cryptocurrency index futures that allows its users to capitalize on the rise or fall of a particular index in the form of a future contract. Index futures can be traded directly from within the FTX exchange platform.
Features:
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4. eToro
eToro is suited for beginners in the US that lets you buy cryptocurrencies with a powerful and user-friendly trading platform. The platform provides a simple platform to trade the major digital currency pairs, altcoins, or practice crypto trading using a virtual portfolio.
Purchasing cryptocurrencies on eToro will incur a spread cost only for the actual asset. The spread charge varies for each digital asset and rise and fall depending on market conditions. For example, the fee to buy and sell Bitcoin is 0.75% per trade. Compared to other cryptocurrency providers such as Coinbase which charges between 0.5% and 3.99%.
Disclaimer: eToro USA LLC. Investments are subject to market risk.
The trading interface includes real-time crypto market research & news, advanced trading features and risk management tools and a social network. Users can copy-trade the most profitable crypto traders and connect with other traders to share ideas, strategies or mirror the trading performance of profitable traders.
Beginners can use the copy trade filter system to discover an investor's portfolio to copy that fit's their criteria such as return on investment, risk tolerance and the number of copiers. To limit potential losses, there is the option to set a stop loss level.
Features:
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5. Kraken
Kraken is a Bitcoin and cryptocurrency exchange that was founded in 2011 that is based in San Francisco, California. The exchange is a top 5 exchange based on traffic, liquidity, trading volumes of spot markets according to coinmarketcap. Kraken is a licenced and regulated crypto exchange in the US with FinCEN, except for customers in Washington state (WA) and New York (NY).
Kraken has 54 cryptocurrency assets available to buy and sell such as Bitcoin, Ethereum, Tether USD, XRP and Litecoin. There is also popular DeFi tokens like Compound (COMP), Kava (KAVA) and Kyber Network (KNC). Traders can use the advanced trading options and automated portfolio monitoring to allow users to monitor the market and manage their portfolio using a single interface.
Features:
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Ease of use
Reputation
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6. Gemini
Gemini is a New York-based firm and regulated cryptocurrency exchange in the US, founded by the Winklevoss twins. The company provides a legitimate cryptocurrency exchange that is licensed and regulated by the New York State Department of Financial Services (NYSDFS).
The website is the best crypto exchange for safety in in our opinion. Gemini provides a secure place for individuals, traders and institutions to buy, sell, and store digital currencies and also earn interest. Notable features include an advanced trading platform, custody service, secure wallet, mobile trading app and off-exchange crypto trades.
Gemini exchange was voted as the best Bitcoin exchange in the USA and maintains a high level of security that has built a solid reputation in the industry as a trusted digital asset provider. The exchange has also partnered with top companies in the world such as Samsung, Tradingview, Brave and Nifty Gateway.
The Gemini platform is one of the safest cryptocurrency exchanges for buyers and sellers. The digital asset exchange features institutional-grade measures to protect its user's information and funds stored on the platform. Security features include cold wallet storage, multi-signature withdrawal process, Two Factor Authentication, encryption, whitelisting addresses and brute force login protection.
Features:
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Ease of use
Reputation
Deposit methods
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7. Crypto.com
With over 1 million customers worldwide, Crypto.com is a premium cryptocurrency exchange and trading app which is supported in 49 states in the US. Crypto.com app is an all-in-one platform to buy, sell, trade, spend, store, earn, loan cash and even pay bills with crypto.
Using their own native digital token coin (CRO), Crypto.com can provide deep liquidity resulting in competitive trading fees to trade crypto coins against fiat and stablecoins. The user-interface is highly intuitive on an easy to use mobile app.
Crypto.com are very active on social media and have regular limited-time promotions to attract new users to the platform such as:
- 90 days of zero-fee crypto trading for new users
- Up to 50% trading fee reduction on all trades for existing users of the Exchange
- 2% bonus deposit interest rate for deposits made in the first 30 days
- Send crypto to Crypto.com App users instantly without fees
- Buy Bitcoin with 0% credit card fees
Features:
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Ease of use
Reputation
Deposit methods
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8. CEX.IO
CEX.IO is one of the oldest cryptocurrency exchanges in the world for crypto buyers and sellers and is trusted by over 3 million users. It is a world-class exchange that caters to all types of investors with its easy to use interface, making it ideal for beginners and experienced investors.
CEX.IO is a popular choice in the USA for residents that want to buy crypto instantly using credit/debit card. The exchange is available on desktop or its mobile app that supports iOS and Android smart phones. Users can even sell coins instantly and withdraw fiat profits to a VISA or Mastercard.
Features:
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9. Changelly
Changelly is a fiat to crypto exchange that allows customers to buy crypto with credit/debit cards. The exchange provides a simple interface for beginners and advanced investors to buy and swap crypto assets quickly and send directly to a hardware wallet for maximum security.
The platform is one of the best cryptocurrency swap websites to convert a crypto to another. Changelly uses a trading algorithm that integrates into some of the largest cryptocurrency exchanges to aggregate the best crypto rates for its customers. The website searches for and uses the best available rate to display on the user interface and locks in the price until the user completes the transaction and confirmed on the blockchain. Changelly users can swap crypto at the best possible prices.
Features:
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10. Swan Bitcoin
Swan Bitcoin aims to simplify the investment experience for beginners that want to start trading with an easy to use platform that can automatically purchase Bitcoin. Users can create an account and choose to automatically deposit funds on a daily, weekly or monthly basis with as little as USD$10. The benefit of Swan Bitcoin is that it takes the price out of the equation and investors can build a position over time without stress. Not to mention the excellent customer service compared to the larger exchanges.
Features:
overall
Ease of use
Reputation
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11. Coinmama
Coinmama provides a fast, safe and easy way to start buying or selling digital currency in almost all countries across the globe including the United States. Since its establishment in 2013, Coinmama has served over 2.6 million customers worldwide. The exchange accepts fiat currency such as USD, AUD, EUR, GBP and CAD.
Coinmama allows buying crypto using a VISA or Mastercard credit/debit card making it accessible for residents to get started using a fast and safe payment method. However, the trading fees and credit card charges are quite expensive.
Features:
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How We Rated The Top US Crypto Exchanges
With so many cryptocurrency exchanges to use, it can be a challenging task for beginners. We have individually researched exchange exchange listed above and rated the performance against the follow criteria.
Trusted and regulated
Using a local exchange is the safest option to buy and sell crypto in the USA as some platforms are not supported in certain countries due to regulation. The United States enforces one of the world's highest standards of financial laws and regulations that govern the digital currency industry. Therefore, we ensure the exchange is a licenced company and complies to regulations, for example, as set out by Financial Crimes Enforcement Network (FINCEN).
Beginner-friendly
Ease of use is an important consideration for beginners that have limited experience using an exchange, broker or trading platform. New investors looking to convert fiat currency to cryptocurrencies are better suited using a simple and quick user-interface on desktop or a mobile app. We assess the user-friendliness of the desktop and mobile application.
Deposit methods
The availability of local supported payment methods to fund an account should be at the forefront of new investors in the USA. Our rating checks the deposit methods available for residents in the USA using USD. For example, one of the quickest and most accessible deposit options is using a bank transfer via an US bank account. Alternative methods for US customers include buying with a credit card and debit card.
Withdraw to US Bank Account
Not all cryptocurrency exchanges allow the withdraw of USD to a bank account. This is an important feature for investors that will eventually cash out of their investment. Regulated exchanges based in the USA will allow selling crypto to USD.
Supported cryptocurrencies
Bitcoin is widely available on the vast majority of digital currency platforms. However, there are thousands of other altcoins and tokens that have become popular. Our rating takes into consideration the number of cryptocurrency assets available and the trading pairs against cryptos and fiat currencies.
Wallet security
The risk of online scams, fraud and theft is a major concern in the blockchain community. Our scoring system assesses the platform's security features to ensure the safety and protection of funds stored by the exchange. Common security measures include cold wallet storage, multi-signature withdrawal process and two factor authentication.
Fees
There are several different fee structures to be aware of when using a crypto exchange. There are fees to deposit USD, withdraw cash or crypto and trade between assets. Exchanges also charge spread fee which is often a 'hidden cost' and not fully disclosed. Essentially it is the difference between the bid and ask price on the market. Our review takes into consideration all fees.
Customer support
Explore the website to find out what communication methods are available to support users that need troubleshooting advice or assistance on the exchange. Also, some exchanges will provide comprehensive FAQ's and How-To-Guides which is useful for beginners.
Reviews
Search for online exchange reviews, forum comments and posts on social media is a great way to see what experience other investors and traders have had with the platform.
Types of Cryptocurrency Exchanges
There are different types of cryptocurrency exchanges in the US to choose from. The best-suited exchange depends on the users level of experience with investing and trading financial markets. We have outlined the basic types below for each category of investor.
Fiat To Crypto Exchange
First time investors and beginners that are looking to make their first purchase in a digital coin will need to use a cryptocurrency exchange that accepts fiat currency. These types of websites will accept multiple fiat currencies such as the USD, EUR, GBP, AUD and NZD in exchange for digital assets such as Bitcoin and Ethereum.
When selecting a fiat-to-crypto exchange, it is important to ensure the platform accepts US Dollars and offers local payment methods in the USA, preferably a bank transfer. Lastly, check if there are any deposit or withdrawal fees as these can be hidden costs.
Cryptocurrency Trading Exchange
Once a purchase has been made, the crypto can be transfer to a crypto-to-crypto exchange for trading cryptocurrencies. The most popular trading exchanges in the US are Coinbase and Binance which are available around the world in several countries.
Trading cryptocurrency using Binance.
These popular exchanges offer modern trading platforms with charting packages to allow intermediate to experienced traders to buy, trade and sell crypto for other coins. Using a trading exchange allows investors to diversify their initial crypto purchase into other well known altcoins and DeFi tokens.
Advanced investors and day traders can use trading exchanges to speculate on the price of electronic currencies using technical analysis on a price chart. Many trading platforms offer charting features and tools such as technical indicators, drawing tools and chart patterns to analyse price action and identify trading opportunities.
Futures & Derivatives Cryptocurrency Exchanges
There are also cryptocurrency exchanges that offer futures and derivatives trading. These types trading platforms such as Bybit and FTX are recommended for experienced traders only. Derivatives trading on margin exchanges requires a thorough understanding of leverage trading and sound risk management principles are required. It is possible to lose more than the initial capital deposited to the platform using leverage.
Derivatives trading with Bybit.
Using leveraged positions is risky and traders can potentially lose more than what they deposited into an account. Advanced traders can use leverage up too 100:1 on positions to long or short the market and take advantage of small price movements. It is possible to grow a trading account very quickly however comes with increased risk.
Cryptocurrency CFD Providers
Online brokers provide an alternate way for investors to buy cryptocurrency and index funds. While CFD platforms do not offer the actual cryptocurrency assets to purchase, they allows traders to speculate on the direction of the price using margin in certain regions. This means investors can buy or short sell cryptocurrencies.
Best Crypto Exchange To Buy Bitcoin
Most people will look to purchase Bitcoins as their first investment in the digital currency market. If you're looking to obtain Bitcoin, the best method for US customers is to use a local cryptocurrency exchange such Coinbase. Based in California, Coinbase offers a variety of payment methods for residents in the US and accepts USD currency.
Coinbase is widely considered a reputable, trustworthy and provides top liquidity to obtain the best prices against the US dollar. The exchange also offers a number of altcoins such as Ethereum, Litecoin, XRP and Ethereum Classic which can be purchased using fiat currency or Bitcoins.
Best Crypto Exchange To Buy Ethereum
With the surge in the ETH price sitting near its all time high, investors are flocking to cryptocurrency exchanges to obtain Ethereum fast. The best method for US customers to get Ethereum (ETH) with USD is to use a local cryptocurrency exchange such Coinbase. The exchange provides an all-in-one shop for investors to buy, trade and sell Ethereum back to USD.
Best Crypto Exchange To Buy Altcoins
There are thousands of altcoins on the market for investors to speculate on, hoping it will become the next Bitcoin or Ethereum. One of the best exchanges to buy altcoins is Binance, which offers hundreds of alt coins that can be purchased with fiat currency, stablecoins and Bitcoin.
Binance is #1 for trading volume and liquidity.
Binance is the largest crypto exchange in terms of trading liquidity and daily trading volumes according to coinmarketcap, followed by Coinbase Pro and Kraken. This means that users can obtain the best prices of altcoin pairs. Smaller exchanges would need to charge a higher spread fee due to lower liquidity in their order books.
Best Cryptocurrency Trading Platform
Binance is our highest rated exchange for trading digital currencies such as Bitcoin, Ethereum, XRP and Litecoin. It is the world's largest and most popular trading exchange and is currently transacting over USD $16 million every day across its spot market according to coinmarketcap.com.
Binance's advanced trading platform.
Binance's strength lays in its reputation for a stable and secure trading platform. The platform is integrated with TradingView which is a leading charting and social network. This means Binance users are fully equipped with the best charting tools and trading features for cryptocurrency to trade hundreds of crypto pairs on a single trading site.
Best Crypto Exchange For Beginners
Finding a simple and fast exchange to acquire crypto is important for new investors to the digital currency market. In our opinion, Coinbase is the best crypto exchange for beginners as it has been designed for simplicity and ease of use. The benefits of Coinbase include:
- Easy to create an account
- Rapid ID verification process
- Variety of payment methods to link to account
- Elegant user interface available on desktop or mobile trading app
- Wide range of cryptocurrencies to select
- Simple process to complete purchase
Cryptocurrency Exchange With Lowest Fees
Finding a low fee cryptocurrency exchange to use in the USA is an important consideration for beginners and experienced investors. The lowest trading fee exchange in the United States (US) according to our research is Binance.
The exchange uses a multi-tiered fee system between 0% at 0.1%. There is also an incentive to use the platform's native Binance Coin (BNB) token which offers lower fees with discounts up to 25% off. Competitor exchanges can charge trading fees up to 1% per transaction which can add up in the long run.
Crypto Exchange | Trading Fee |
|---|---|
Binance | 0% - 0.1% |
Coinbase Pro | 0.5% |
Kraken | 0.16% / 0.26% |
Gemini | 0.5% |
CEX.IO | 0.25% / 0.16% |
An alternative way to obtain crypto without paying too much in fees is to use an exchange such as Phemex which offers zero-fees on their spot exchange for premium members. To find our more, read our article on the best zero-fee crypto trading platforms.
Where To Store Cryptocurrency
Storing cryptocurrency on a US cryptocurrency trading exchange can be risky. The security of the asset is left to the exchange and can be vulnerable to hacks and theft. The best way to keep cryptocurrency assets safe is using a reputable cryptocurrency wallet. Two of the most popular crypto wallets are:
Hardware wallets provide an airlock between internet-connected devices and access to the asset. The private keys which give the right to access the cryptocurrency (send, transfer and receive) is stored on the wallet as opposed to a trading exchange.
Ledger Nano X hardware wallet
This means it is not possible for hackers to steal Bitcoin unless they have access to the private keys. Even if the cold storage wallet is damaged, lost or stolen, the funds can be accessed using a variety of back-up options such as using a recovery phrase.
Wallet | Dimension | Rating | Price | Website |
|---|---|---|---|---|
 | 72mm x 18.6mm x 11.7mm | 5/5 | $119 USD | |
 | 56.9mm x 17.4mm x 9.1mm | 4.5/5 | $59 USD | |
 | 64.0mm x 39.0mm x 10.0 mm | 4.3/5 | $159 USD | |
 | 60.0mm x 30.0mm x 6mm | 4.1/5 | $59 USD | |
 | 38 mm x 93.5mm x 12.2 mm | 3.6/5 | $49 USD |
Frequently Asked Questions
Is It Legal To Buy Cryptocurrency In The US?
The legal status of Bitcoin and other cryptocurrency assets varies across each US state due to local regulations and is constantly changing due to the evolving financial policy landscape. Under the United States federal law, Bitcoin is classified as a 'commodity' and considered 'legal'.
Like most countries in the world, the USA Government does not consider Bitcoin or crypto illegal, meaning it can be bought and sold on exchanges if proper anti-fraud measures are adhered to. While the US Treasury Department's Financial Crimes Enforcement Network (FINCEN) have stated that is it legal to purchase Bitcoins, it's status as money or a commodity differs across states within the USA.
Customers will need to check the legal status of crypto within their respective state before investing.
Is Crypto Taxed In The US?
Trading and holding Bitcoin and cryptocurrencies are taxable assets under the US Federal laws. Any sale of cryptocurrencies is considered a capital gains event and the profit or loss must be declared as part of an individual or company tax return. Taxable actions include digital assets bought, traded and sold on exchanges, mined, used to pay for things and earned through crypto interest savings accounts.
How Do I Get Cryptocurrency In The US?
The best way for individuals to get cryptocurrency in the United States is to use a licenced crypto exchange that is regulated in the U.S state of the customer's residence. Using an exchange that is regulated by local authorities reduces the risk of fraudulent activity as the platform must adhere to strict requirements imposed by the Government.
Where Can I Buy Crypto?
Crypto exchanges based in the USA such as Coinbase, Kraken and Gemini have stood the test of time and provide a safe and secure way for users to create an account, verify their identity, deposit funds and obtain cryptocurrency.
What's The Best Payment Method To Get Crypto In The USA?
When selecting a crypto exchange, it is important to ensure the platform supports your preferred deposit method. The best option is using a bank transfer from a US bank account. The transaction fees are generally low and the funds are processed in a few working days.
Other popular methods to convert US Dollars (USD) into cryptocurrency include a credit card or debit card, wire transfer, cash deposit, PayPal, cash vouchers and Amazon gift cards.
Can You Buy Crypto Using A Credit Card In The US?
Exchanges available in the USA such as Coinbase allow credit/debit cards to be used to buy coins. It is fast, safe and easily accessible to individuals with a bank account. Other popular platforms that accept credit cards for US citizens are Binance, eToro, Changelly and CEX.IO.
Using a bank card for purchases is attractive for investors looking for a quick and safe way to obtain Bitcoins and other altcoins. The only downside with using a credit card is the transaction fees, which is higher than traditional payment methods such as a local bank transfer.
Which US Banks Are Crypto Friendly?
the majority of banks in the USA do not accept Bitcoin or crypto transactions. However, with the increased adoption the trend is slowly changing and a number of banks in the US such as Chime Bank, Ally Bank, USSA, Simple Bank and even JP Morgan have started to relax their policies towards digital currencies.
Are Cryptocurrency Exchanges Safe?
There are still incidents of cryptocurrency exchanges being hacked resulted in the theft of funds. It is not 100% safe to store crypto assets on an exchange, regardless of the security measures in place. The largest cryptocurrency exchanges do have bank-like security features in place to keep the risk extremely low, however the best place to store Bitcoin and crypto is within your own custody using a cold storage wallet.
Can You Buy Crypto Using Apple Pay In The USA?
Customers can purchase digital currencies such as Bitcoin and Ethereum using Apple Pay on Coinmama. The global cryptocurrency exchange is supported in the United States and accepts transactions using USD. Coinmama is one of the largest exchanges to support Apple Pay.
Conclusion
To conclude our article on the best cryptocurrency exchanges in the United States (US), it is recommend to stick with a well-established, reputable and US-based exchange that accept USD deposits and is regulated in most states. The above Bitcoin & crypto platforms in the US are trustworthy and used by millions of customers worldwide to buy, trade and sell cryptocurrency.
If you're are planning to buy and trade cryptocurrencies, make sure to withdraw your profits to a reputable Bitcoin wallet for safe-keeping. It is the best method to protect your crypto investment.
Now its your turn to comment.
- Do you think our list on the best USA Bitcoin exchanges is correct?
- What was your experience like on these crypto exchanges?
- Which cryptocurrency exchange in the US would you recommend to a friend?
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