XT.com Review
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Hundreds of cryptocurrency exchanges are now available, making it difficult for traders or investors to select the one that's right for them. XT.com has been rapidly growing in popularity thanks to its smart chain and extensive set of features, but is it worth using? Throughout this XT.com review, we'll be breaking down the exchange's fees, features, and ease of use to help our readers decide whether the platform is right for them.
Our Take
Bottom line:
XT.com is a well-designed exchange that enables users to trade cryptocurrencies with up to 125x leverage. While the cryptocurrency exchange is primarily aimed at experienced traders because it offers spot trading and boasts an intuitive interface, beginners can also derive value from the platform.
While the features offered by XT.com eclipse most platforms in the crypto space, its comparatively high fees for trading and withdrawals drastically reduce the value provided. While suitable for higher-volume traders, anyone wishing to trade ETH-based assets should double-check the withdrawal fees before registering.
- Up to 125x Leverage
- Earn Rewards on Crypto Holdings
- 24/7 Customer Support
- High withdrawal fees
- Limited base currencies for leverage trading
Pros Explained
- Up to 125x leverage. Perfect for experienced traders, XT.com enables users to amplify their profits and losses by up to 125:1, making the exchange great for traders utilizing strategies like scalping.
- Earn rewards on crypto holdings. On top of facilitating the trade of cryptocurrencies, XT.com enables users to earn rewards through a series of savings products.
- 24/7 customer support. Nobody wants to wait days for a response to an important question. XT.com offers 24/7 live chat and email customer support, ensuring that users always get a prompt answer to a query.
Cons Explained
- High withdrawal fees. For the most part, XT.com offers competitive fees. However, certain assets have abnormally high withdrawal fees. With some assets costing nearly $100 to withdraw, it's important for an investor to carefully consider which cryptos they want to buy before signing up.
- Limited base currencies for leverage trading. Despite supporting BTC, ETH, and BITCI for spot trading, only USDT and USD are supported for leverage trading, meaning less flexibility to trade with specific altcoin pairings.
XT.com Exchange At A Glance
Exchange Name | XT.com |
---|---|
Features | Spot and leverage exchange, staking, savings, loans, NFT Marketplace |
Accepted Fiat Currencies | USD, GBP, EUR, AUD, CAD + 85 Others |
Deposit Methods | Crypto, Bank Transfer, Credit/Debit Card |
Supported Cryptocurrencies | 650 |
Number of Trading Pairs | 800+ |
Trading Fees | 0.2% |
Customer Support | Ticket System, Live Chat |
Security Measures | 2FA, Device Management, Login Logs |
Mobile App | Yes (IOS and Android) |
XT.com Compared and Alternatives
Founded in 2018, XT.com is a Dubai-based crypto exchange registered in Seychelles. While primarily a derivatives trading platform, XT.com also supports spot trading and offers crypto-centric features like staking rewards, loans, and an NFT marketplace. However, it may not be suitable for everyone. The following alternatives have been handpicked by the HedgewithCrypto team and may offer a better option.
Exchange | Crypto Assets | Trading Fees | Rating | Promotion | Website | Review |
---|---|---|---|---|---|---|
Binance | 350 | 0.1% (spot) and 0.02% / 0.04% (Futures) | Rating | Up to $100 welcome bonus | Visit Binance | Binance Review |
![]() ByBit | 331 (608 trading pairs) | 0% (spot), 0.06% / 0.01% (futures) | Rating | 0% trading fees for 30 days (spot only) | Visit ByBit | ByBit Review |
Kraken | 222 | 0.16% (maker) and 0.26% (taker) | Rating | None available at this time | Visit Kraken | Kraken Review |
Review of the Top Features on XT.com
Staking to earn rewards
XT.com has built a way for its customers to earn rewards by providing liquidity and strengthening crypto networks through staking. Users can lock up established proof-of-stake (POS) tokens like ETH and XTZ to earn rewards from 0.78% to 9.144% APY. Additionally, users can add liquidity to newly listed projects for increased rewards. For example, a past pool provided 101.99% APY paid in FLAG for users that staked USDT.
Although the staking tools offered by XT.com are helpful, only seven assets are currently supported. As there is a large quantity of profitable staking coins on the market, users looking for a platform that supports multiple staking coins could be better off using another exchange.

Flexible savings
Although the main feature of XT.com is its trading capabilities, the exchange also enables people to earn rewards on their crypto savings. Through XT.com, crypto enthusiasts can earn between 0.1% and 121% on their holdings. In addition, the exchange offers both fixed and flexible options ranging from seven to 360 days, meaning that there is something for everyone.
Crypto loans
Using cryptocurrency as collateral for loans has grown popular over the past few years as it effectively allows users to cash out crypto to fiat without any tax implications. While XT.com doesn't offer fiat-based loans, users of the platform can pledge various cryptocurrencies to receive a loan paid in USDT. Customers can select the loan term, interest rates, and asset to use as collateral, meaning that the Pledge Loan service is easy to use and highly customizable. When compared to leading crypto lending platforms such as Nexo (which has fiat-backed loans), the XT.com lending product doesn't quite stack up.

NFT Marketplace
XT.com recently launched a platform enabling users to buy and sell non-fungible tokens (NFTs) using USDT or the exchange's native XT token. The NFT marketplace can be accessed by anyone with an XT.com account and effectively 0pens up an entirely new set of investments for users. Unfortunately, the XT NFT marketplace lacks any well-known collections, but a few exciting projects have been launched using the platform, making it worth checking out.
XT Coin
Paving the way for innovation in the crypto space, XT.com has created the XT coin. Used to power the XT Smart Chain (XSC), the token enables developers to build their projects within the XSC ecosystem. Furthermore, projects created using this architecture are fast-tracked for listings on the XT.com cryptocurrency exchange. The additional benefit of holding XT tokens is to reduce the trading fees (combined with increased trading volumes). However, the token itself doesn't offer much utility outside of the XT ecosystem.
Creating and Verifying an XT Account
Anyone wishing to access the XT.com crypto exchange is required to register using an email address and password. Then, to complete the registration process, the user must verify their email by entering a numerical code sent to their address.
While completing Know-Your-Customer (KYC) process isn't a strict requirement to use XT.com, completing basic verification (providing a photo ID) grants the user the ability to deposit and withdraw fiat currencies. Furthermore, by completing the advanced verification (providing a verification video), the fiat and crypto withdrawal limits can be increased to $500,000 and $1,000,000, respectively.

Supported Fiat Currencies and Deposit Methods
Having a good variety of deposit methods and supported currencies is instrumental in the usability of a trading platform. Unfortunately, while XT.com has native support for crypto deposits, anyone wishing to use fiat as a payment method is forced to transact via its P2P trading platform or a third party.
Although P2P trading is supported on XT, we found only two offers available, both of which were for selling crypto rather than buying. As such, third-party providers are the only usable way to purchase crypto. There are several payment options available through third-party providers on XT.com. Users can buy crypto with a credit card, via bank transfer, Apple Pay, and Google Pay. Furthermore, with USD, GBP, EUR, and over 87 other fiat currencies accepted, XT.com is highly accessible to investors globally.

Supported Crypto & Trading Pairs
While creating our XT.com review, we were impressed with the wide range of assets offered by the platform. Comparable to titans of industry like the Binance crypto exchange, there are 650 coins listed on XT.com, including popular projects like Bitcoin and Ethereum, as well as lesser-known projects like the exchange's native XT token and Mina.
For those looking to get into spot trading, XT.com could be a great platform. The exchange offers 800+ trading pairs denominated in BTC, ETH, XT, BNB, and BITCI. As such, plenty of cryptocurrency trading opportunities are present on the platform.

However, when it comes to contract trading, there are far fewer trading pairs available, and are all denominated in USDT and USD. It would be nice to see additional crypto-based pairs added (e.g., ETH/BTC) in the future. Still, currently, anyone wishing to trade exotic pairs will need to find a cryptocurrency leverage exchange with better altcoin support.
XT.com Fees
Trading Fees
One of the most important factors when determining whether to use a new exchange is its trading fee. Even if a platform offers a good feature set, without competitive trading fees, there's little reason to use it. XT.com utilizes a tier-based trading fee starting from 0.2% and dropping as low as 0.02%. While the base tier is slightly more costly than average, the ability to reduce costs with increased volume does help to make the platform more viable for frequent traders.
Despite the trading fee offered by XT.com being slightly higher than we'd like, the exchange does not add on an additional transaction fee or handling fee, as is commonplace in the industry.
30-Day Trading Volume | XT.com Trading Fee |
---|---|
≥$0 | 0.2% |
≥$5,000 | 0.18% |
≥$10,000 | 0.16% |
≥$20,000 | 0.14% |
≥$50,000 | 0.12% |
≥$150,000 | 0.10% |
≥$300,000 | 0.08% |
Deposit and Withdrawal Fee
On XT.com, users can deposit digital assets without worrying about deposit fees. However, despite XT.com claiming not to charge a withdrawal fee, some assets have their own withdrawal fee that is far higher than standard network costs. For example, to withdraw Chainlink, there is an 11.6 LINK fee (around $80) and a 10 UNI (around $66) to withdraw Uniswap tokens.
XT.com Exchange Fees Compared
Overall, the trading fees charged by XT.com are relatively standard, but the massive disparity in cost when withdrawing some assets is something to be aware of before registering. For investors looking to buy a particular crypto, we recommend checking out the costs withdrawal fee before doing so.
To ensure that our exchange review covers all bases, we've included the below table highlighting how XT.com stacks up against three other popular trading platforms.
Trading platform | Spot fees |
---|---|
Binance | 0.1% |
ByBit | 0.1% |
KuCoin | 0.1% to 0.2% |
XT.com | 0.2% |
XT.com Exchange Ease of Use
While XT.com is aimed at experienced traders looking to utilize advanced features, the platform remains highly user-friendly and suitable for new users. From the home screen, all components of the exchange are easily accessible. The navigation bar contains quick links to services like the XT exchange markets, contract trading, and savings products.
Over the past 24 hours, XT.com facilitated over $600 million in spot trades and more than $11 billion in derivatives transactions. While testing the platform for our XT.com review, we found trading derivatives on XT.com to be straightforward.

The exchange uses an order-book-style interface similar to Binance or Crypto.com, meaning that anyone familiar with other crypto exchanges will likely have no issues getting to grips with XT.com. Furthermore, with full integration of the crypto charting site TradingView, users can perform detailed analyses without leaving the platform.
Overall, the tools offered by XT.com make it a valuable platform for technical traders. At the same time, its 125x leverage enables people to earn substantial profits from trading cryptocurrency while employing strategies like scalping that take advantage of small price movements.
XT.com Mobile App
A well-designed mobile app is a must for anyone wishing to trade on the go. A mobile app version of XT.com is available for IOS and Android devices. The XT.com app has been downloaded more than 100,000 times and boasts an average rating of 4.6/5 stars which is good.
After logging into the mobile app, users get shown a screen displaying news related to the crypto exchange as well as quick links to essential services like customer support, deposits, and the XT.com savings program. Additionally, just below the quick links, user's can quickly find trending assets to size up to find new opportunities.

Futures trading, spot trading, and almost every other feature on the desktop version of the crypto exchange are present on the mobile XT exchange. However, the range of charting tools and technical indicators available on the app is comparatively limited. Furthermore, only market and limit orders are available on the app, making it difficult to dial in positions with detail.
Overall, the XT.com mobile app is a solid platform for margin trading and provides access to the same plethora of features available on the web platform. However, due to the limited range of indicators and lack of advanced order types, the app is unsuitable for anyone wishing to perform extensive analysis from a mobile device.

Customer Support Team
If an unexpected issue occurs, timely support is crucial to keeping peace of mind. XT.com boasts that it offers 24/7 customer support to users, something seldom seen in the crypto industry. XT.com offers a ticket-based system enabling users to get email support by providing a few details regarding their issue and a live chat option that can provide faster answers to any pressing queries. While there is no dedicated phone support line, the XT.com team was responsive and happy to assist.
XT.com Security Measures
Security is a crucial part of providing a professional trading experience. Unfortunately, XT.com isn't very transparent regarding its safety procedures. However, the exchange has implemented several security features that a customer can utilize. XT.com offers two-factor authentication (2FA) via a phone number, email address, and authenticator app. As a result of this flexible approach, more users are likely to utilize 2FA to boost their account security.

Some extra features offered by XT.com include the ability to view login attempts and manage which devices have access to the account. Additionally, XT.com users can set an anti-phishing code to confirm the validity of any communications with the exchange quickly. XT.com has not been subject to any hacks, highlighting the platform's commitment to security.
Frequently Asked Questions
In our experience, XT.com is a reliable exchange that provides speedy order execution, enabling users to buy and sell efficiently. Furthermore, XT.com experienced zero downtime during our testing for this XT.com review.
Although many exchanges exclude residents of the US for regulatory reasons, it is possible to trade cryptocurrencies on XT.com as a US citizen. With that said, local laws could affect the legality of certain features. As such, it's always advisable for crypto enthusiasts to familiarize themselves with local rules before using a new exchange or product.
No reports of XT.com getting compromised have arisen since the platform's founding in 2018. Furthermore, the exchange is registered in Seychelles, providing some extra security for its users. All in all, XT.com is a legitimate exchange with a positive track record.
The XT exchange doesn't require users to complete KYC to trade on the platform. However, anyone wishing to deposit or withdraw fiat currencies must complete verification. Furthermore, there are two levels of verification on XT, basic and advanced. While both provide access to the same features, advanced verification increases the user's limits.
Final Verdict and Scores
While writing this XT.com review, we noticed that the exchange offers a large number of features designed to appeal to crypto enthusiasts of all preferences. Trades will appreciate the TradingView integration and 125x leverage, while fans of passive rewards can utilize various savings products or stake crypto to earn up to 121% APY.
While the XT.com trading experience is pleasant, the 0.2% trading fee is double that of platforms like Binance and ByBit. Combined with the fact that certain assets incur an abnormally high withdrawal fee, XT.com is primarily only suitable for high-volume traders that know which assets they want to buy and sell.
Review Criteria | HedgewithCrypto Rating |
---|---|
Features | 3.5 / 5 |
Supported Fiat and Deposit Methods | 4.5 / 5 |
Supported Crypto & Trading Pairs | 3 / 5 |
Fees | 3 / 5 |
Ease of Use | 4 / 5 |
Customer support | 3 / 5 |
Security Measures | 3.4 / 5 |
Mobile App | 3.6 / 5 |